Five Best Mobile Personal Finance Tools.............!!!

It's easy to convince yourself to spend and save responsibly when the numbers are right in front of you, but it's a different story when you're on-the-go. These five great mobile personal finance tools keep your money goals nearby at all times.

Smartphones have brought nearly every aspect of desktop computers to your pocket; it only makes sense they'd bring money management, too. Earlier this week we asked you to share your favorite mobile personal finance tool. Now we're back to highlight the five most popular options.

Mint (Android/iOS, Free)

Popular web-based personal finance tool Mint has an equally as popular mobile application for Android and iOS devices. It sports the same simple design as Mint's main site and makes it easy to track your spending, receive alerts about bills and budget issues, and monitor your savings goals. It's polished, the graphs are easy to read, and the total-overview that Mint provides helps keep you on top of your personal finances in ways other tools don't.

Pageonce (Cross-Platform, Free)

Pageonce isn't only about personal finance, but it does personal finance well, and it's available for nearly every mobile platform around. On top of a web-based interface, they have highly polished apps for Android, iOS, BlackBerry, and Windows Mobile (including the newly released Windows Phone 7). It's easy to get real-time updates via email or push notifications on your phone, set alerts to warn you about impending bills or overspending, and view all of your financial stats in eye-catching charts and graphs.

EasyMoney (Android, $9.95)

EasyMoney is an Android-only personal finance manager that includes a home screen widget for speedy transaction inputs, bill notifications, graphs to help you analyze and chart your past and future spending, and a host of small but very useful features like the ability to split transactions between multiple categories. Easy Money also includes a tool for photographing receipts and importing data as well as a checkbook register and easy import/export to .CVS files. EasyMoney offers a 30 day-trial if you're on the fence about spending $10 on the app (consider also, many of the features in EasyMoney are paid upgrades on similar applications).

Pocket Money (iOS, $4.99)

Pocket Money puts a sweeping view of all your accounts and transactions right on your iPhone or iPad. You can manually enter transactions, create repeating transactions based on cycles or dates, create custom filters to view your money the way that is most useful to you, and more. On top of the plethora of features in the stock app you can expand the feature set with in-app purchases like the $0.99 Photo Receipts plugin that allows you to photograph your receipts and import the transaction data off them. Pocket Money has a companion desktop application available for Windows, Mac and Linux—a nice break from the common pattern of iOS apps having Mac-only desktop companions.

ProOnGo (Cross-Platform, Starting at $0.99/Month)

ProOnGo is the most distinctly business-oriented tool in this week's Hive Five. You could use it as a personal finance manager if you desired but the feature set is weighted heavily towards business users who need to track things like automotive mileage, business-related expenses, and generate reports for tax purposes and submission to their company. The basic package runs $0.99/month and is limited to manual entires and expense report generation, the premium package runs $4.99/month and includes web-based access, backups, custom spreadsheets, and synchronization to your American Express business card.

eLocity Launches Seven New 10-Inch Mobile Tablets............!!!

PHILADELPHIA, Jan. 3, 2011 /PRNewswire/ -- Stream TV Networks announced today it will be expanding its eLocity product line and launching the 10-inch eLocity A10 line of mobile tablets for preorder on January 17th, 2011 at various online retailers. The A10 line will be previewed at CES on January 6th, 2011 (Stream TV Booth 30329), where detailed specifications will be released.

The new 10-inch eLocity mobile tablets will run the Flash-enabled Android 3.0 (Honeycomb) OS with powerful NVIDIA Tegra 2 processors. These models, equipped with ample storage, front facing cameras and HDMI outputs, will be available at varying price points to meet a wide range of user preferences. The new eLocity A10.1, A10.2, A10.3, A10.4, A10.5, A10.6 and A10.7 models will have the highest screen resolution within the mobile tablet category. eLocity A10s launch for online preorder beginning on January 17th at http://MicroCenter.com, http://Frys.com, http://Sears.com, http://Newegg.com, http://Walmart.com, http://bjs.com, http://TigerDirect.com, http://Amazon.com and http://MicroCenter.com. This launch follows the successful introduction of the eLocity A7 seven inch mobile tablet, for which production targets were increased to meet high consumer demand. The eLocity A7 was the first mobile tablet available in the US to run the Android 2.2 OS.

CEO Mathu Rajan of Stream TV comments, "We're pleased to introduce our new mobile tablets in time for CES. These additional models will make the A Series tablet line more robust and provide consumers with more options to suit their varied needs, while addressing skyrocketing demand for tablet computing solutions."

The eLocity A7 and A10 tablets optimize portability, connectivity, and computing power like never before in a sleek design. The A Series offers a wide range of mobile apps, supports Adobe Flash and is enabled for 3D gaming with the NVIDIA Tegra 2 T-250 dual core processor. Sporting high resolution multi-touch screens and high speed internal flash memory, the eLocity A Series mobile tablets are multipurpose devices that provide a full entertainment solution along with business productivity and wireless connectivity. The tablets are equipped with micro SD slots supporting up to 32GB of added storage, USB ports supporting up to 64GB of added storage and a 1080p HDMI output.

Stream TV's mission is to bring to market innovative products featuring state-of-the-art technology designed to transform consumer communications and digital lifestyle.

IF and WHEN...................!!!

IF and WHEN were friends. Every week they met and had lunch. Their conversation usually centered on all the things they were going to achieve. They both had many dreams and they loved to talk about them. This particular Saturday when they met, WHEN sensed that IF was not in a great mood. As usual they sat at the table reserved for them and ordered their lunch. Once they placed their order, WHEN questioned IF. "IF what is wrong with you? You don't seem your usual cheery self?" IF looked at WHEN and replied, "I'm not sure, I just don't feel like I am making any progress. This last week I saw a course I wanted to take if only I had the time to take it." 

WHEN knew exactly how IF felt. "Yeah," replied WHEN, "I too saw a course and I am going to register when I get enough money together." WHEN then said, "well what about that new job you were going to apply for. You were so excited about it last week, did you apply?" 

IF responded, "If my computer didn't break down last week, I would have applied. But, my computer is not working, so I could not type my resume." 

"Don't worry about it IF, when you are ready another job will come through. I have been thinking about looking for another job also, but I will wait and when the weather gets nicer I will look then." WHEN then went on to tell IF about his week, hoping that it would cheer him up a bit. 

The man at the next table couldn't help overhear WHEN and IF. They both were talking about when this and if that, finally he couldn't take it anymore. "Excuse me gentlemen," the man said. IF and WHEN both looked at the man and wondered what he wanted. The man continued, "I'm sorry, but I couldn't help hearing your conversation. I think I know how you could solve your problems." 

IF smiled and thought, how could a complete stranger know how to solve all of their problems. If only he knew. When he realized the challenges they faced there was no way he could solve their problems! Curious, IF asked the gentleman, "How do you think you can solve our problems?" 

The gentleman smiled and said, "You only need listen to yourselves. It reminds me of an old proverb:
'If and When were planted, and Nothing grew'."

 

IF and WHEN looked puzzled. The gentleman smiled and said, "Start counting how many times you use the words 'if' and 'when'. Rather than thinking 'if and when', start doing, take action, stop talking about 'if and when'." 

IF and WHEN both looked surprised, and suddenly realized that what the gentleman had said was so true. Both of them were guilty of thinking, acting and living their life for the "ifs and whens". The gentleman left and IF and WHEN's conversation changed. They made a pact that when they met for lunch next week, there would be no "ifs and whens"; they would only talk about what they accomplished!

Happy New Year.................!!!

 

Happy new year 2011 greetings- Happy New Year is the world's most celebrated festival. Happy new Year 2011...

In 'The Universal Bank of God', God stores his blessings & deposited 365 days full of love,
faith & happiness for you...
So, Enjoy spending...
Happy New Year.
***A Relaxed Mind, A Peaceful Soul,
A Joyful Spirit, A Healthy Body & Heart full of Love.
All these are my Prayers for You.
Wish a Happy New Year 2011.
***
Throughout the Coming Year may your life be filled with little celebration of Happiness...Wishes you a Bright, Happy and Prosperous New Year 2011 with God Bless.
***
Before the sun sets in this year, before the memories fade, before the networks get jammed.....Wish u and ur family Happy Sparkling New Year 2011
***
New Year begins, let us pray, that it will be a year with new Peace, New Happiness, and abundance of new friends. God bless you through out the new Year 2011.
***
Wishing you Happy New Year, May u always keep in ur heart the special beauty and cheer of New Year
***
New Year is the time to unfold new horizons & realize new dreams, to rediscover the strength & faith within u, to rejoice in simple pleasures & gear up 4 a new challenges. Wishin u a truly fulfilling 2011
***
When the midnight bell rings tonight...
Let it signify new and better things for you,
let it signify a realization of all things you wish for,
Let it signify a year of courage and believes,
Wishing you a very...very...very prosperous 2011

***

New is the year, new are the hopes and the aspirations,
New is the resolution, new are the spirits and
Forever my warm wishes are for u.
Have a promising and fulfilling in new year 2011.
***

For last year’s words belong to last year’s language
And next year’s words await another voice.
And to make an end is to make a beginning. Wish you Happy New Year 2011
***

Years come n go, but this year I specially wish 4 u a double dose of health n happiness topped with loads of good fortune. Have a gr8 year ahead! 2011 HAPPY NEW YEAR!!!!!

***
Nights are Dark but Days are Light,
Wish your Life will always be Bright.
So my Dear don’t get Fear
Coz, God Gift us a “BRAND NEW YEAR 2011”.
*Wish you Happy New Year 2011*
***

I wish U to have a …..
Sweetest Sunday,
Marvellous Monday,
Tasty Tuesday,
Wonderful Wednesday,
Thankful Thursday,
Friendly Friday,
Successful Saturday.
Have a great Year. HAPPY NEW YEAR 2011
***
May each day of the coming year be vibrant and New bringing along many reasons for celebrations. Wishing you Happy New Year 2011 , May u always keep in ur heart the special beauty and cheer of New Year.
***
Year’s end is neither an end nor a beginning
but a going on, with all the wisdom
that experience can instill in us.
Wish you Happy New Year 2011
***
Wishing you a fabulous 2011 with full of great achievements and experiences.
A meaningful chapter waiting to be written HAPPY NEW YEAR!
***

It Was In Your Eyes .................!!!

It was a bitter, cold evening in northern Virginia many years ago. The old man's beard was glazed by winter's frost while he waited for a ride across the river. The wait seemed endless. His body became numb and stiff from the frigid north wind.

He heard the faint, steady rhythm of approaching hooves galloping along the frozen path. Anxiously, he watched as several horsemen rounded the bend. He let the first one pass by without an effort to get his attention. Then another passed by, and another. Finally, the last rider neared the spot where the old man sat like a snow statue. As this one drew near, the old man caught the rider's eye and said, "Sir, would you mind giving an old man a ride to the other side? There doesn't appear to be a passageway by foot."

Reining his horse, the rider replied, "Sure thing. Hop aboard." Seeing the old man was unable to lift his half-frozen body from the ground, the horseman dismounted and helped the old man onto the horse. The horseman took the old man not just across the river, but to his destination, which was just a few miles away.
As they neared the tiny but cozy cottage, the horseman's curiosity caused him to inquire, "Sir, I notice that you let several other riders pass by without making an effort to secure a ride. Then I came up and you immediately asked me for a ride. I'm curious why, on such a bitter winter night, you would wait and ask the last rider.

What if I had refused and left you there?"

The old man lowered himself slowly down from the horse, looked the rider straight in the eyes, and replied, "I've been around these here parts for some time. I reckon I know people pretty good." The old-timer continued, "I looked into the eyes of the other riders and immediately saw there was no concern for my situation. It would have been useless even to ask them for a ride. But when I looked into your eyes, kindness and compassion were evident. I knew, then and there, that your gentle spirit would welcome the opportunity to give me assistance in my time of need."

Those heartwarming comments touched the horseman deeply.

"I'm most grateful for what you have said," he told the old man. "May I never get too busy in my own affairs that I fail to respond to the needs of others with kindness and compassion."

With that, Thomas Jefferson turned his horse around and made his way back to the White House.

Wynncom Y100 - Affordable social-networking smartphone for the youth [Review].......!!!

The Wynncom Y100 is a feature-rich social-networking & multimedia smartphone that yields good value for money. At a price of Rs. 4,495, we have very little to bargain, except for the lack of Wi-Fi & a bundled memory card. However, it is a costly compromise to miss out on good ergonomics and a QWERTY touch keypad. A faster processor and a more responsive interface, would have made better justice to this value for money smartphone. If you aren't a touch-screen fanatic or a performance hungry freak, then the Y100 serves as one of the most affordable touch-screen smartphones available in the market today.
Pros

• Very affordable
• Decent build quality
• Ships with a leather pouch
• Decent camera

Cons

• Quite bulky
• Sluggish interface
• Lacks Wi-Fi & QWERTY touch keypad
• No bundled memory card

The Wynncom Y100 is yet another dual SIM touchscreen smartphone competing against the likes of Spice Mi-300 and Videocon's ZEUS V7500. It incorporates a stylish and attractive design which is surprisingly well complemented with a tank-like build. The front and rear panels are reinforced with anodised aluminium finish to give it a rugged feel and look. The multimedia control buttons are etched into the left side-panel, while the call function buttons coated in blue-moon silver decorate the bottom of the 3-inch LCD screen. The matte brown plastic strip running across the body contours & engulfing the lower portion of the rear panel, adds a nice contrast against the metallic finish on the front & rear panels. The presence of 3.5mm audio jack justifies the tag of multimedia smartphone, which most multimedia budget phones miss out on these days. The battery cover is built like a tank and does not break off easily during usage. The multimedia control & call function buttons incorporate an ordinary build and hence are hard on the fingers. Overall, the stylish workmanship and design aesthetics are focused on the youth, which happens to be Wynncom's marketing strategy.

Wynncom Y100 (front view)

 The lack of a hardware QWERTY keypad makes typing and navigation cumbersome; with all due credit to the sluggish resistive touchscreen and an equally horrendous stylus that lacks pin-point precision. We aren't forgiving the unproductive touchscreen keypad either, which is designed in the outdated “abc” key format. The sluggish interface coupled with a stubbornly slow processor, truly makes it a horrible experience for touchscreen fanatics and novice users alike. A QWERTY style touchscreen keypad would have been the saving grace, overlooking the poorly designed ergonomics. The only big positives are the well organized menu interface, three customizable home screens and feature-rich social-networking applications including: Nimbuzz, Opera Mini, eBuddy & 160by2. In addition, mobile tracker, file protection software & mobile pouch bundled with the handset add value for money.

Y100 (rear view)

Performance

The Y100 delivered a decent performance with unwavering voice clarity and consistent signal reception across zones one & two. However, there was a slight fall in the voice clarity across zone three, where we subjected the handset to environmental noise and signal interference in a crowded street. The speaker volume and device earpiece volume was more than audible. The camera test yielded ordinary results with average image clarity and colour depth. The lack of flash functionality resulted in blurred or out of focus images in poor light conditions. The multimedia test delivered good treble & bass balance sans distortion on volumes up to 75%, which holds true for both the bundled earphones and the loudspeaker. However, the bundled earphones sounded softer than the loudspeaker indicating better bass control & vocal sound reproduction. The quality of the display is ordinary and the legibility under bright sunshine is poor due to the glossy finish. However, we were impressed with the extremely sharp and crisp video playback at good frame rates sans stuttering or pixelation. Our Take
The Wynncom Y100 is a feature-rich social-networking & multimedia smartphone that yields good value for money. At a price of Rs. 4,495, we have very little to bargain, except for the lack of Wi-Fi and a bundled memory card. However, it is a costly compromise to miss out on good ergonomics and a QWERTY touch keypad. A faster processor and a more responsive interface would have made better justice to this value for money smartphone. If you aren't a touchscreen fanatic or a performance hungry freak, then the Y100 serves as one of the most affordable touchscreen smartphones available in the market today.
Specifications: SIM (GSM+GSM); Display: 3.0-inch resistive touch-screen; Memory: microSD expandable up to 32GB; Battery: 1000mAh;
Ratings
Features: 6
Performance: 6.5
Build Quality: 6.5
Value for money: 7
Overall: 6.5
Contact: Wynn Telecom Ltd.
Phone: 18001029299
E-mail: info@wynntelecom.com
Website: www.wynntelecom.com
Price: Rs. 4,495

Brand	Wynncom
Model	Y100
Features
Physical Specs
Form Factor	Candy Bar
2G Network Bands	GSM 900/1800 / GSM 900/1800
3G Network Bands	N/A
Screen Resolution	-
Screen Size (inches)	3.0-inch
Maximum Screen colours	-
Touchscreen / Dual Screen (Y/N)	Y
Battery Rating	1000mAh
Dimensions (L x W x H) in mm	-
Weight	-
Expandable Memory Type	microSD
Hot Swappable (Y/N)	N
Available Colours	Silver with Brown, Silver with Black
Other Features
Operating System	Proprietary
Charging via USB (Y/N)	Y
Hardware Keypad (Regular/QWERTY)	N/A
Accelerometer (For auto rotate) (Y/N)	N
Address Book Capacity	2000
No of calls in register	-
Talk Time / Standby Time *	-
No of Profiles # / Customisable (Y/N)	6/N
Offline Operability (Y/N)	Y
Inbuilt GPS / A-GPS support (Y / N)	N
Connectivity
Browsing (GPRS/EDGE/3G)	Y/Y/N
EDGE max speed	-
3G max speed	N/A
Connectivity (WiFi/Bluetooth/IR/USB)	N/Y/Y/Y
Bluetooth Version/A2DP support (Y/N)	-/Y
Accessories
Bundled Accessories	Charger, handsfree headset, mobile pouch, stylus, USB cable, PC suite CD
Size of memory card provided	None
Overall Build Quality (So 10)	6.5
Overall Ergonomics (So 10)	6
Keypad Design (So 10)	5
Camera Specs
Camera Resolution (Mega Pixels)	3.2
Video Capture Resolution	-
Dual Cameras / Auto Focus / Flash (Y/N)	N/Y/N
Mirror for self portrait (Y / N)	N
Camera Settings (So 10)	5
Zoom (Optical/Digital)	2x Digital
Multimedia
Music Formats supported	MP3
Video formats supported	MP4
FM Radio (Y/N)	Y
Performance
Signal Reception and Voice Clarity (So 10)
Zone 1	7
Zone 2	7
Zone 3	6
Device Earpiece Volume	6.5
Device Loudspeaker clarity	6
Handsfree Clarity	7.5
Speaker Volume (on call)	7
Bluetooth Transfer Speed (kbps)	444
WiFi signal strength (Zone 2)	N/A
Captured Photo Quality (So 10)
Captured Photo Colour	6
Captured Photo Crispness	6.5
Captured Video Quality	6
Loudspeaker Audio Quality	6.5
Bundled Earphones Quality	7.5
Display
Quality of display	6.5
Viewing angle of display	6.5
Legibility in bright sunlight	5
Video Playback Quality (So 10)	8
Price (MRP, Rs)	Rs. 4495
* Manufacturer Rated